Shortsighted

There is nothing that bothers me more than people who talk about how strapped for cash they are, but go out to eat three or more times a week and take two week vacations twice a year.

It also bothers me when people come into a large lump sum, be it through inheritance, selling something (like a car or jewelry), or a tax refund, (On an aside, I think for the most part, expensive jewelry is a waste of money, especially if you don't have enough of it to toss around)they spend it on a lavish vacation or pamper themselves with a 40" plasma screen TV or a new wardobe. I would stick most if not all of that money right into the bank or investments.

Maybe it's just my line of thinking - but some things you can just do without. I don't need a new wardrobe every season. I don't shop at K-Mart either (though, I think if you're in that position, there's nothing wrong with it). So I just own fewer items of better quality. My oldest items are more than five years old. For the most part, I don't buy things I don't need or use.

I'm really annoyed that we are a nation of spendthrifts who don't save enough, who value a cheap thrill over long term solvency.